Erika Wilburn
Most people don’t fail at budgeting because they lack discipline. They fail because they werehanded a system that was never going to work.This is the budget that finally does.Erika Wilburn spent two decades helping business owners understand their money, and learned thismethod the way most people do - the hard way, rebuilding after everything had gone wrong. What shefound is that households do better when they stop looking at bills one at a time and startthinking like a business: measure first, give every dollar a purpose, and build a plan thatsurvives a bad month.You will learn why most budgets fail and why that is usually not your fault, how to know yournumbers before you try to fix them, how to build a percentage-based budget that flexes with reallife and irregular income, and how to face every debt honestly and build a payoff plan you willactually finish.Every chapter ends with homework - not reflection prompts, but the actual work, done in order,with a written commitment before you move on.The strongest things in life aren’t bought. They’re built.Book One of the Home Free series.
